Lower Hudson Valley

CPA and tax services in Westchester County

Ryan Zuckerman, JD, CPA, works with Westchester County professionals, commuters and families on their New York tax returns and year-round planning. All meetings are held by phone or video.

Book a Call Call (516) 981-3763

Tax help for Westchester professionals, commuters and families

Many Westchester residents commute into Manhattan on Metro-North or work for employers based in the county. Clients here often have high W-2 income, equity compensation and investment accounts, and families planning for college costs and estates. Living outside the five boroughs means no New York City income tax, but Yonkers has its own city income tax.

Ryan works with clients in Yonkers, White Plains, New Rochelle, Scarsdale, Rye, Mount Vernon, Tarrytown and across the county.

Common situations in Westchester County

Living in Yonkers

Yonkers residents pay a city income tax surcharge, calculated on the New York State return.

Working in Yonkers

If you work in Yonkers but live somewhere else, a nonresident earnings tax applies to the wages you earn there.

Moving out of the city

In the year you move from New York City to Westchester, city tax applies only to the part of the year you lived in the city.

Commuters with equity pay

Working for a Manhattan employer from Westchester means New York State tax only on your wages, but RSUs and bonuses still need planning.

Services for clients in Westchester County

You don't have to pick a level. On your first call, Ryan recommends the service that fits your income, investments and goals. Each level includes everything in the one before it.

Tax Compliance

Federal and state income tax returns

FBAR and foreign asset reporting

A review of deductions and credits you can still claim

Filed accurately and on time

See tax compliance

Strategic Tax Planning

Everything in Tax Compliance

Planning meetings throughout the year

Tax projections for big decisions

Estimated tax payments calculated for you

See strategic tax planning

Private Tax Office

Everything in Tax Compliance and Strategic Tax Planning

Coordination with your estate planning attorney, financial advisor and other advisors

Oversight of family, trust, gift and estate tax matters

A single point of contact for your family's tax affairs

See private tax office

Taxes for Westchester County residents

Westchester residents outside Yonkers do not pay a local income tax, and no one living outside the five boroughs pays New York City resident income tax. Yonkers residents pay a surcharge of 16.75% of their net New York State tax, and people who work in Yonkers but live elsewhere pay a 0.5% nonresident earnings tax on wages earned there.

If you are self-employed and your net earnings from self-employment are over $50,000, you may owe the Metropolitan Commuter Transportation Mobility Tax (MCTMT) at 0.34%.

Tax rules and rates change. Confirm the current rules with the tax department before you file, or ask Ryan on your first call.

Resources

New York State Department of Taxation and Finance

MCTMT information from the New York State Tax Department

Book a call with Ryan: (516) 981-3763

Westchester County tax questions

Do I pay New York City tax if I live in Westchester and work in Manhattan?

No. New York City income tax applies only to city residents. You pay New York State and federal tax on your wages, but not city tax.

I live in Yonkers. Do I file a separate city return?

No. The Yonkers resident surcharge is calculated on your New York State resident return, which Ryan prepares.

Do you work with clients in Westchester County?

Yes. Westchester County is just north of New York City. Ryan works with clients there virtually by phone, video and secure document upload.

Do I need to meet in person?

No. Ryan's firm is fully virtual. You upload documents securely and meet with Ryan by phone or video. If you live in the New York metropolitan area and would like to meet in person once before becoming a client, Ryan is happy to meet for coffee or lunch.

How much do your services cost?

Each service is a fixed fee based on the work involved. Ryan goes over pricing on your first call, after he understands your situation.

Are you an attorney?

No. Ryan is a CPA and a law school graduate (JD). He is not a practicing attorney and does not give legal advice. For trust and estate matters, he works alongside your attorney.